* As a participating institution in the FDIC's TAG (Transaction Account Guarantee) Program, funds held in non-interest bearing transaction accounts (checking accounts) will be fully insured, regardless of the amount in the account, until December 31, 2010. (Go to our FDIC Insurance Coverage page for more information on all account coverage limits.)

Checking Accounts
You can choose from five kinds of personal checking accounts. Be sure to ask about overdraft protection for your account.

• Platinum Checking Platinum Checking is our new tiered high interest rate checking account that pays interest on balances of $3,000 or more. (Click here for rates)
• Eagle NOW Checking. A NOW is a checking account that pays interest. If you keep a minimum daily balance of $1,000 in your account, there's no maintenance fee. (Click here for rates)
• Eagle Regular Checking * Just $100 opens an account. If you keep a minimum daily balance of $100 in your account, there's no maintenance fee. (If you don't, the fee is $7.00.)
• Eagle 50 Plus Checking *. If you're 50 or over, there is no monthly maintenance fee for your checking account.
• Eagle Direct Checking * No monthly maintenance fee for each statement cycle in which we receive a direct deposit to your account. Otherwise, a $5.00 monthly maintenance fee applies.

MasterMoney™ Debit Card
If you qualify, you can add a MasterMoney debit card to your checking account. It looks like a MasterCard® credit card, but it actually makes purchases directly from your checking account. There is no annual fee and no charge to use the card.

Internet Banking
Eaglenet Banking lets you access your checking, savings and loan accounts online. You can check your balance, make loan payments and make transfers between accounts with this secure service 24 hours a day. And there's no charge for the service.

Telephone Banking
If you're not near a computer, you can still get account, CD and loan information through our 24-hour automated telephone service. There's no charge for the service, and "Ask Jamie" is much more personable and user-friendly than most automated phone services.

Courtesy Overdraft Privilege
Anybody can make a checkbook error. But there’s nothing more embarrassing than bouncing a check. It can even hurt your credit rating. That’s why Eagle National Bank offers good customers our Courtesy Overdraft Privilege. Here’s how it works.

• When your checking account has been established for a sufficient period of time, we will automatically establish your Courtesy Overdraft Privilege.
• If you accidentally overdraw your account, we will pay any checks that are presented, up to the amount of your pre-set limit, less a per-check overdraft fee.
• The Amount of Courtesy Overdraft Privilege will be shown in your available balance at ATM machines and may be available to you for ATM cash withdrawals and when you use your check card for purchases at retail merchants, as well as for checks and ACH transactions. The balance shown on the Internet and given to you on our Telephone Banking system will not include the Overdraft Privilege Amount.